Uber has changed the way we travel. With a simple tap on your smartphone, you can get a ride almost anywhere, making it incredibly convenient. Despite its convenience, risks still exist. Crashes can still take place, and passengers could end up injured.
We will cover typical Uber accident injuries, the process of determining fault, along with legal options for pursuing a claim.
Frequent Injuries from Uber Rides
An Uber accident can cause many different types of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches get more info and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.